Week of 05/31/09

Monday, June 1, 2009 4:59 PM Posted by Denise B Labels:

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The good, the bad, and the budget, week in review.

Good
Bad
  • Lost my job & filed for unemployment
Budget - Under
  • Under budget in all categories - It's early in the month still!

Menu Plan Monday

2:29 PM Posted by Denise B Labels:

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I finally got a Menu Plan together for the week! And I even did my shopping today! I'm feeling on the ball - at least I got one thing accomplished for the day!!

Monday - Fettuccine with Creamy Tomato Italian Sausage Sauce, garlic bread, green salad
Tuesday - Maple Honey Mustard Pork Chops, green beans, rice
Wednesday - Chicken Taco Wraps, guacamole, salsa, green salad
Thursday - Leftovers!
Friday - Hamburgers, corn on the cob, potato salad

Saturday and Sunday our youngest daughter has volleyball tournaments all day. Not sure what the plan will be for dinner, may be left overs, hotdogs, top ramen, pizza, etc. Definitely something quick and easy!

Week of 05/17

Saturday, May 23, 2009 10:43 AM Posted by Denise B Labels:

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A quick review of my week, the good, the bad, and the budget

Good
Bad
  • Set up payment plan for State Taxes
Budget - Under
  • $125 Debt Snowball
  • $131 Education / Other, although I have no idea what I budgeted this for
  • $58 Groceries
  • $100 Pet Care - Need to schedule the dog for his shots
  • $15 Miscellaneous
  • $20 Entertainment
Budget - Over
  • $146 Household
  • $60 Healthcare
  • $31 Mortgages
  • $126 Cash
  • $200 Gas (Yikes!)
  • $17 Phone / Internet
  • $7 Gifts

Dang Taxes!!

Friday, May 22, 2009 6:46 PM Posted by Denise B Labels:

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Just when I thought I had them all paid off!! Now we received a notice for another tax assessment, this time from the State. I didn't realize that when we amended our Federal Income Taxes, that we needed to amend our State Income Taxes as well. I suppose it makes sense. Now we are set up with another monthly payment plan, this time to the State. Just when I think we're starting to get ahead a little bit, add another $374 to our debt.

Updates

Tuesday, May 19, 2009 10:20 PM Posted by Denise B

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I seriously need to post more often. I forget what I've got going on for the week and our ups and downs. I need to come up with a better system. Anywho, until then, my hours at work have been cut back to 3 days this week and I don't know if I'm even going in next week. Guess I will file for unemployment and start looking for another job.

We started the refinance of our house last week and the appraiser is coming out on Friday. Hopefully we can get this done before they find out I no longer have a full-time job. My fingers are crossed....

Starz & Free $$

Wednesday, May 13, 2009 11:29 AM Posted by Denise B

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Carrie over at Money Saving Methods posted a great money maker when you sign up for Starz. So I logged on to DirecTV this morning and signed us up! No only do we get 14 new channels, but at the end of three months, I can mail in a rebate for $50! Yay, more movie channels!!!

Another Giveaway!!

Tuesday, May 12, 2009 10:36 AM Posted by Denise B Labels:

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I must be feeling lucky today, or maybe just hopeful that I'll win a new swimsuit. The gals over at Chic Critique are giving away a Lands End swimsuit!! Comment by 5/16 to win!

Laptop Sleeve Giveaway!!

10:01 AM Posted by Denise B Labels:

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Ellen at Thrifty and Chic Mom is giving away a cute laptop sleeve from CoverBee. Stop by and comment to win!

Bye Bye American Express

Monday, May 4, 2009 5:58 PM Posted by Denise B Labels:

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Got you paid off this month finally!! So far we've got an additional $225 to put towards our debt snowball this month!! We're going to get the new carpet paid off hopefully next month!! That would be 2 months ahead of schedule!! I'm so excited!

Now I need to stay on budget this month. NO MORE EATING OUT!

Debt Snowball

Tuesday, April 14, 2009 11:18 AM Posted by Denise B Labels:

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Thanks to the IRS applying our 2008 refund to our back taxes, we were able to make a $240 snowball payment to our American Express card and put an additional $26.00 in our Emergency Fund. It really does not seem like much, but every little bit is adding up.

We also went a little crazy this month and installed new carpet in our living room. Our thought is that we are going to be refinancing our home and need to get as high an appraisal as we possibly can and our old carpet (I mean 30 year old carpet) was litteraly worn and threadbare. Hopefully the new carpet will add value and bring the appraisal in higher. The bad part is that we financed the carpet through Home Depot on a 6 month, interest free rate. Which means that we had to add an additional $170 a month to our credit card payments to get it paid or else pay the accrued interest charges. The carpet does look really nice though!