What a crazy month it has been!!! And oh my goodness, have we gone over budget!! I can't believe how much we've spent on food this month. Almost $1000! We are definitely eating more frugal in March, and no eating out!!

....and I can't even count how many more to go, but I just paid off our Circuit City card! Yay!!! Happy dance!!!

Hubby just called to tell me he got a promotion at work today!! Yay!! Hopefully it also comes with a big fat raise, but I am not counting my chickens (yet)!

So I just updated the sidebar with our total debt we owe. Wow, when you add it all up, it looks huge! I guess that's because it is huge! Thankfully we both have good paying jobs at the moment and we have a plan. I can see the light at the end of the tunnel, I'm just hoping that it's not a train.

Trying to get into budgeting this month was super difficult. I spent literally hours trying to figure it all out. I ended up downloading YNAB and am giving every dollar a job (even the ones we don't have)! I had to cash out some stock last month to make our house payment and unfortunately, it didn't transfer as soon as I thought it would and we ended up with $228 in bank and late payment charges. Thankfully, we are totally on track this month (February) and hopefully we'll never see another late fee again!

Here's how we did:
Credit Card Debt = $114,728.69 (down $288.66) - Hubby traveled a lot in January and didn't get reimbursed until recently. Hopefully this will drop in February.
Groceries = Budgeted $500, spent $646
Gas = Budgeted $400, spent $438

The areas above are the expenses I'm really trying to control, especially the credit card debt. Wish me luck in bringing this number down soon.

Just a simple list of things I'd like to get accomplished this year...

1. Reduce our debt by $10,000 or more.
2. Begin funding our Emergency Fund and contribute at least $1,000.
3. Make lunches for everyone at least 3 times per week.
4. Meal plan! Need I say more?!
5. Pay off IRS.
6. List at least one item per week on eBay - clear out the clutter!
7. Stay under $400 per month on groceries & household items.

That's it for the moment. I'm sure I'll add more as I go along.