Trying to get into budgeting this month was super difficult. I spent literally hours trying to figure it all out. I ended up downloading YNAB and am giving every dollar a job (even the ones we don't have)! I had to cash out some stock last month to make our house payment and unfortunately, it didn't transfer as soon as I thought it would and we ended up with $228 in bank and late payment charges. Thankfully, we are totally on track this month (February) and hopefully we'll never see another late fee again!

Here's how we did:
Credit Card Debt = $114,728.69 (down $288.66) - Hubby traveled a lot in January and didn't get reimbursed until recently. Hopefully this will drop in February.
Groceries = Budgeted $500, spent $646
Gas = Budgeted $400, spent $438

The areas above are the expenses I'm really trying to control, especially the credit card debt. Wish me luck in bringing this number down soon.