I'm going to try the "envelope" system this month for budgeting. That means paying "cash" for everything, instead of using my debit card. Which also means having to go to the bank and take out cash every week to replenish the envelopes since we don't have enough money in savings to cover the envelopes for the entire month. I'm going to do this with our oldest daughter too and put all her gas money for the month into one envelope. If she runs out half-way through the month, guess she'll need to dip into her savings.